At North Coast Auto Mall of Akron, we understand that many things in life are beyond your control. You may experience financial setbacks because of these events, resulting in poor credit.
You deserve to apply for an auto loan regardless of your credit history. If you want to upgrade your vehicle, you can look to us for quality, dependable vehicles.
We proudly offer our Akron customers high-quality vehicles and flexible financing options. Our team strives to make the car buying process as seamless as possible.
We want you to enjoy the process. What’s more, we want you to recommend us to family, friends, and co-workers because your experience was second to none.
Part of our success hinges on our “Buy Here, Pay Here” philosophy. While this idea isn’t new to the automotive industry, our finance department managers have fine-tuned this program to maximize the benefits to drivers throughout Akron, Canton, and Bedford.
Learn more about BHPH financing below to see if it’s the right option for you.
BHPH, or Buy Here Pay Here, is a way of financing an auto purchase that allows customers to skip the hassle of applying for and being approved for an auto loan from a bank. Instead, the vehicle purchase is financed by the dealership itself.
As its name suggests, our Buy Here, Pay Here program offers full-service shopping for your car, truck, or SUV. Our expansive inventory includes hundreds of quality pre-owned vehicles.
We stock everything from certified pre-owned vehicles to late-model vehicles with low mileage and even have a selection of reliable cars priced under $10,000 for buyers sticking to a budget. So, if you need a used car, truck, or SUV, you’ll find your dream vehicle on our lot.
Once you’ve located your new ride, we have professional finance managers to secure you the perfect loan. With Buy Here, Pay Here, you don’t have to go through the tedious process of shopping for a loan.
Instead, we do that for you. We process all your financial paperwork once we’ve found you a great rate and an affordable monthly payment.
We also file the necessary registration paperwork with the Ohio Bureau of Motor Vehicles and, if necessary, get you a license plate.
We’ll even coordinate with your preferred insurance provider to ensure your new car has coverage when you drive off our lot.
Buyers enjoy several benefits from our Buy Here, Pay Here program. Our process isn’t complicated, and it delivers results quickly.
Our dedicated financial pros have decades of experience finding loans to fit any budget or credit score. We’ve developed relationships with several local banks and national lending institutions to provide as many loan options to our customers as possible.
We happily leverage these relationships to secure loan offers with the best rates and terms. Then we present these options to you for consideration.
You can decide which loan works best for you, whether lower monthly payments over a longer term or a shorter term with a lower interest rate.
We’ve streamlined the loan process to make things even more accessible. You can use our online pre-approval application to determine where you stand financially quickly.
After filling out the form online, you’ll receive your approval. In addition, you’ll know your loan amount, interest rate, and monthly payment, enabling you to shop within your budget confidently.
We sell so many vehicles that we need your trade-in. As a result, we pay top dollar compared to other, smaller dealerships. If you have a car to trade-in, you can quickly determine its value using our online trade evaluation tool.
It only takes minutes to answer a few simple questions about your vehicle. After completing the online form, you’ll receive our offer.
We’re so confident you’ll love the offer that we’ll buy your car even if you don’t purchase another vehicle from us.
Bring your offer in with your trade-in when you’re ready to make a deal. We’ll have one of our vehicle estimators inspect your car to confirm its condition and mileage before certifying the offer.
At this point, you can shop for your new vehicle knowing the value of your trade-in. If you’d rather sell your car to us and buy elsewhere, we’ll write you a check, and you’ll be on your way.
First-time buyers often have no credit history. Many first-time buyers find it challenging to find a lender willing to loan them money if they have no credit history. If you’ve been turned down for a loan because you lack any credit history, we can help.
Sometimes, circumstances arise that lead to your credit score dropping. For example, people get laid off or experience medical conditions that affect their ability to make on-time payments. We understand the temporary nature of these situations.
At North Coast Auto Mall of Akron, we believe everyone has the right to car ownership. We’ve created special finance programs for first-time buyers to make your dream a reality.
We know your lack of credit history or low credit score doesn’t necessarily correlate with your level of responsibility. That’s why we consider your entire financial picture. Then, once we understand your unique financial situation, we put together a loan that fits your budget.
We recommend that every potential customer do their due diligence before starting shopping with us. This includes a thorough review of your budget.
Figure out what you can afford in a monthly payment after your other expenses. Don’t forget to account for insurance, maintenance expenses, and fuel. You want to have money left to enjoy the drive and have fun.
If you plan on trading in your old vehicle, give it a good cleaning inside and out. When our vehicle estimator inspects your car, a clean, fresh appearance helps.
In addition, if you have minor repairs to make, take care of them first. We want you to get the most for your trade-in, and we have to make those repairs if you don’t. That means we’ll have to adjust the amount we offer you to cover the cost of repairs.
If you don’t have a trade-in, we recommend saving up money for a down payment. The more money you put down, the lower the monthly payment. We also recommend getting a co-signer if you have no credit or bad credit. A co-signer can help you qualify for a higher loan amount and lower interest rates.
You may have limited options when purchasing a vehicle with bad credit or no credit history. At North Coast Auto Mall of Akron, we offer various financing options for our customers.
We work with several prime banks to give you traditional financing options and provide our in-house financing for those customers with less than stellar credit.
To obtain traditional financing from a bank, you’ll need a clear, uncomplicated financial history and a good credit score. Our “Buy Here Pay Here” financing allows those who have had credit troubles to obtain financing, providing them with the ability to get a new car and work towards bettering their credit score for the future.
One of our knowledgeable finance specialists will help you choose the right vehicle and financing option. Our specialists listen to your needs, walk you through finding the right vehicle from our inventory, and guide you through the financing process, whether it’s one of our Buy Here Pay Here financing options or traditional financing.
Giving our customers an outstanding car-buying experience is one of our top priorities at North Coast Auto Mall of Akron. Now that you are more informed about the car buying process. We hope this is your final stop before driving away in a new vehicle!
You can trust North Coast Auto Mall of Akron to find you a reliable vehicle at a great price. Plus, we have the resources to get you financed and on the road all in one visit.
You can start browsing our inventory online if you’re ready to elevate your Akron commute with a quality car, truck, or SUV. If you prefer a more hands-on approach, please visit us in person at your convenience.
We’ll work with you to find a solution to your bad credit problems so you can get the transportation you need. We’re conveniently located at 1875 Brittain Road in Akron, Ohio, to serve the surrounding communities.
We’re available Monday thru Friday from 8 a.m. to 6 p.m. and on Saturday from 9 a.m. to 6 p.m. For any questions, you can reach us by phone at 234-208-8884 or use our convenient contact us form online.
Our team looks forward to helping you successfully navigate your car buying experience.